About DearBureau
Software for the person living with the report.
DearBureau helps consumers read their own credit reports, organize the facts and evidence, prepare correspondence they control, and keep the follow-up record together.
Reviewed
The short answer
What is DearBureau?
DearBureau is consumer-rights software for U.S. consumers reviewing their own credit reports, facts, evidence, letters, replies, and deadlines.
It turns a dense report into a workspace you direct. You can connect a supported report source or upload a report PDF, inspect accounts and other items, answer guided questions, organize useful records, review editable letter drafts, and keep delivery, replies, and follow-up dates with the original item.
The software is offered by Your Resource Group LLC and is available through a web browser. It may surface an item worth checking, but it does not know your lived facts. You decide whether the information belongs to you, whether it is complete, and whether your records support any next step.
Product principles
Control should be visible in the interface.
The product boundary appears in the work itself—not only in legal text.
Facts before tactics
Begin with the record.
A finding is a prompt to verify information, not a declaration that something must be removed.
Approval before action
Nothing moves by itself.
You can edit, approve, download, mail, order certified mailing, or skip each piece of correspondence.
Limits beside the promise
Say what software cannot know.
No result, timing, deletion, correction, or score change is guaranteed.
The category boundary
Is DearBureau a credit-repair company?
No. DearBureau is a workspace, not a representative. It is not a law firm, debt-settlement company, or legal-advice service, and it does not provide legal, tax, or financial advice.
- DearBureau organizes
- Your report, answers, supporting records, editable correspondence, delivery information, replies, and follow-up dates.
- You determine
- Whether an item is familiar, whether a fact appears complete and accurate, what evidence matters, and whether to take action.
- DearBureau does not decide
- That a dispute is valid, conduct a recipient's investigation, make its decision, or control its response.
- No promised outcome
- DearBureau does not promise a deletion, correction, score increase, settlement, response time, or other result. Accurate current negative information does not become inaccurate merely because it is harmful.
Approval before action
Who controls the work?
You do. DearBureau can organize information and prepare a draft, but you provide the facts, check the evidence, read every word, and decide whether to edit, approve, download, mail, order optional certified mailing, or skip each letter. Nothing is mailed automatically.
Current terms
How much does DearBureau cost?
Importing a supported report and previewing the findings costs $0, with no card required. Current terms are shown before purchase.
Findings preview
$0Add a supported report and preview items worth a closer look.
Guided workspace
Guided questions, evidence, letter work, downloads, and tracking when you choose to continue.
Optional mailing
$12.99Printing and USPS Certified Mail for each approved mailing item, which may be a letter or package.
Check the record
How does DearBureau support its public claims?
Government sources support the consumer-rights guidance on this page; they do not endorse DearBureau. Product facts such as the operator and current prices come from DearBureau's own configuration and terms. Comparisons use dated provider-owned sources, a published method, and a commercial-interest disclosure.
- Consumer Financial Protection Bureau How to dispute an error on your credit report
- Federal Trade Commission Disputing errors on your credit reports
Questions and corrections
How can I contact DearBureau?
Email support@dearbureau.com for product support. Use the contact page to find the appropriate support, security, identity-theft, or consumer-complaint resource.
Our editorial policy explains how DearBureau chooses primary sources, dates changing facts, discloses commercial interests, and handles corrections.
See the product boundary
Follow one report from import to decision.
See what DearBureau can organize, what remains your judgment, and where the work should stop.
See how it works