Report review
$0No card required Import a report and preview items worth a closer look.Start with the report, not a sales call
Something wrong on your credit report?
DearBureau turns the report into a short list of items to check. See the findings free, compare them with what you know, and decide whether anything needs action.
No card required. About four minutes. You decide what happens next.
D, DearBureau Your rights workspace
One case file · every next step visible
From credit report
to a clear next step.
- 01 Review the reportAccounts, collections, inquiries, and personal detailsOrganized
- 02 Build the recordYour facts, questions, notes, and supporting evidenceIn your hands
- 03 Choose the actionRead, edit, approve, download, mail, or stopYou decide
- 04 Track what followsDelivery, responses, records, and deadlines togetherOn the record
Reads reports from IdentityIQ CreditHeroScore PDF upload
What you check
Start with what the report actually says.
Recognition first, then records. DearBureau can point to an item; only you can say whether it belongs to you.
- 01
Read your report
See accounts, collections, inquiries, and personal details in plain language.
- 02
Check what looks wrong
Compare the report with what you know and the records you already have.
- 03
Decide what to do
Continue only when an item deserves a closer look. If it is accurate, stop.
- 04
Keep the paper trail
Keep questions, evidence, letters, delivery, and replies together.
You’re always the sender
Nothing moves without your approval.
DearBureau never sends anything on its own. Every letter is yours to edit, approve, download, mail yourself, or skip—your name, your evidence, your decision.
That is the line between software that helps you exercise a right and a service that acts on your behalf. DearBureau stays firmly on your side of it.
Dispute letter · Experian
✓I’ve read this letter in full
your nameSign here
→ Approve letter
Never miss a window
Every dispute has a clock. Keep it visible.
- ✓Letter sent12 MAY
- Under reviewDAY 1–30
- Response due11 JUN
- ResolvedPENDING
Rights you already have
Accurate information stays. Possible errors deserve a fair review. DearBureau makes the paper trail easier to use.
Under U.S. law you can dispute information you believe is inaccurate or incomplete yourself, for free. DearBureau organizes the process and tracks the dates. It does not provide legal advice, manufacture disputes, or promise a particular result.
Clear pricing
Review first. Pay when you continue.
See the report findings before a subscription is offered. Certified mailing is always optional.
Guided workflow
Certified mailing
$12.99Per approved letter Optional printing and USPS Certified Mail tracking.Before you start
Questions, including the limits.
DearBureau is clearest when the boundaries are clear too.
Is this credit repair?
No. DearBureau is consumer software for reviewing your own report, facts, evidence, and correspondence. It does not promise removals, score gains, settlements, or a particular outcome.
Will reviewing my report create a hard inquiry?
No. Connecting or uploading a report you already have for review does not create the kind of hard inquiry associated with applying for new credit.
How long could a bureau response take?
A credit reporting company generally has 30 days to investigate, though some situations can take up to 45 days.
Do you sell credit-report data?
No. DearBureau does not sell credit-report data or use it to build advertising profiles.
Does DearBureau give legal advice?
No. DearBureau organizes information and correspondence. It does not determine whether a specific dispute is valid or provide legal advice.
Ready to look at the report itself?
Start with the record. See the findings free. Decide about every next step yourself.
Start free review No credit card · Reviewing your report does not affect your score